Insurance Services
The financial effects of death or illness can create hardship for our partners, family and business. Insurance can put cash into the right hands at the right time to mitigate financial problems.
We offer independent financial advice to assist you in determining the right type of cover for you and then identifying the most competitive cover from the broad range of providers in the market. We will happily discuss your needs with you and may then obtain illustrations from leading providers on your behalf.
We have summarised the different types of protection we typically provide.
Life Assurance: Can help our dependents cope with the financial consequences of death. We can assist you in determining an appropriate level of cover and the type of policy that suits you. Our status as independent financial advisers allows us access to the whole market so that we can source you competitive terms.
Income Protection/Permanent Health Insurance (PHI). Most of our financial commitments such as our mortgage, education costs and regular spending are dependent upon our earnings. However, many people do not consider the consequences that may follow if health prevents them from working. This type of protection is intended to restore lost income by providing a replacement income stream in the event of prolonged illness or disability preventing you from working.
Critical Illness Cover is intended to produce a capital sum on the onset of a life changing illness. This capital may be used to remove any mortgage debt, pay for a prolonged period of recuperation or compensate for loss of future earnings.
Private Medical Insurance (PMI) is intended to assist with the costs of private medical treatment for short term curable conditions. It is intended to give you the peace of mind that if you become ill you will receive prompt treatment at a time and place that is convenient to you.
We provide policies from the whole market for life assurance, Income Protection, Critical Illness cover and Private Medical Insurance.
We have many years experience as independent financial advisers for clients in Brighton, Hove, London, Reading and the South East and look forward to assisting you. Please contact us for guidance on life assurance, critical illness cover, income protection or private medical insurance.
We offer independent financial advice to assist you in determining the right type of cover for you and then identifying the most competitive cover from the broad range of providers in the market. We will happily discuss your needs with you and may then obtain illustrations from leading providers on your behalf.
We have summarised the different types of protection we typically provide.
Life Assurance: Can help our dependents cope with the financial consequences of death. We can assist you in determining an appropriate level of cover and the type of policy that suits you. Our status as independent financial advisers allows us access to the whole market so that we can source you competitive terms.
Income Protection/Permanent Health Insurance (PHI). Most of our financial commitments such as our mortgage, education costs and regular spending are dependent upon our earnings. However, many people do not consider the consequences that may follow if health prevents them from working. This type of protection is intended to restore lost income by providing a replacement income stream in the event of prolonged illness or disability preventing you from working.
Critical Illness Cover is intended to produce a capital sum on the onset of a life changing illness. This capital may be used to remove any mortgage debt, pay for a prolonged period of recuperation or compensate for loss of future earnings.
Private Medical Insurance (PMI) is intended to assist with the costs of private medical treatment for short term curable conditions. It is intended to give you the peace of mind that if you become ill you will receive prompt treatment at a time and place that is convenient to you.
We provide policies from the whole market for life assurance, Income Protection, Critical Illness cover and Private Medical Insurance.
We have many years experience as independent financial advisers for clients in Brighton, Hove, London, Reading and the South East and look forward to assisting you. Please contact us for guidance on life assurance, critical illness cover, income protection or private medical insurance.