What We Do And How We Work
We provide wealth management and high quality financial advice to assist clients in addressing a range of financial needs including retirement planning, investment management and estate planning. Our services include;
•Retirement Planning
•Advice on existing pensions
•Retirement income advice including Annuities, Drawdown, Phased Retirement etc
•Investment
•Venture Capital Trusts and AIM investment
•Corporate Financial Advice
•Group Pension and auto-enrolment assistance for small businesses
•ISAs
•Inheritance Tax and Estate planning
•Protection including life assurance and health cover
Assets Financial Services is a modern practice founded on traditional principles and we believe that high quality planning starts with fully understanding our clients' needs, wants and aspirations. Please contact us so we can have an initial discussion about your needs and we can advise if we can help.
If our services are likely to be appropriate we can meet in person so you can get to know us and we can explore your situation. We will discuss and identify your financial objectives, be it planning your retirement, passing money to the next generation or just ensuring that your money continues to grow. No charge will be made for the costs of this meeting.
If you wish for us to work together we will agree the areas that need attention and what we will be paid for our services. We are passionate about the value of advice that is independent and unbiased and in common with other advisers charge fees for investment and pension advice.
RETIREMENT PLANNING AND INVESTMENT REVIEW FEE : FIXED AT £1,500
You receive:
– Consultation to consider your objectives and develop your financial plan
– A review and summary of your existing provisions
– Our recommendations on improving your portfolio
– The opportunity to discuss and review our proposals
– Once you are happy we will make the necessary changes to your portfolio and set up any new plans
ONGOING MANAGEMENT FEE : 1% PER ANNUM
There are many variables to consider when managing a portfolio, including your changing circumstances, time of life and market developments. As such, your portfolio will need constant monitoring and readjusting. Our annual fee covers this ongoing management of your investment and pension portfolios, and making the recommendations that will keep you on track towards your goals.
How do I pay this ongoing management fee?
We charge 1% of the total funds we manage on your behalf. If we manage £100,000, then you pay £1,000 and the fee is deducted from your investment pot.
Doing it this way means the progress of our practice is directly linked to our success in growing your wealth. We can also make paying fees tax-friendly if they (or even part of them) are taken from your pension. This is because the fees will be paid from an account that has enjoyed tax relief.
Most clients will usually have investments, pensions and other contracts and it is important that we all understand what you already hold. We will usually conduct a thorough review of these arrangements and we can then come to a view as to their continued suitability.
All investments carry risk and it is important that we understand your attitude to risk; hence we will usually undertake a risk profiling exercise with you.
If new arrangements are required we will research the options on your behalf and then make our recommendations in a formal report. You will have the opportunity to consider and discuss the report and once you are happy with our proposals any new arrangements can be implemented.
Whether your money is invested in a pension, ISAs, trust or regular portfolio there will need to be an active, ongoing investment management process to ensure that the underlying assets are appropriate to your investment objectives and coherent with your attitude to risk. We have a clear methodology to create and manage a suitable portfolio for you - see 'Investment Process' for details. Our ongoing investment in technology affords our clients the ability to monitor and manage their investments in an efficient and clear manner.
•Retirement Planning
•Advice on existing pensions
•Retirement income advice including Annuities, Drawdown, Phased Retirement etc
•Investment
•Venture Capital Trusts and AIM investment
•Corporate Financial Advice
•Group Pension and auto-enrolment assistance for small businesses
•ISAs
•Inheritance Tax and Estate planning
•Protection including life assurance and health cover
Assets Financial Services is a modern practice founded on traditional principles and we believe that high quality planning starts with fully understanding our clients' needs, wants and aspirations. Please contact us so we can have an initial discussion about your needs and we can advise if we can help.
If our services are likely to be appropriate we can meet in person so you can get to know us and we can explore your situation. We will discuss and identify your financial objectives, be it planning your retirement, passing money to the next generation or just ensuring that your money continues to grow. No charge will be made for the costs of this meeting.
If you wish for us to work together we will agree the areas that need attention and what we will be paid for our services. We are passionate about the value of advice that is independent and unbiased and in common with other advisers charge fees for investment and pension advice.
RETIREMENT PLANNING AND INVESTMENT REVIEW FEE : FIXED AT £1,500
You receive:
– Consultation to consider your objectives and develop your financial plan
– A review and summary of your existing provisions
– Our recommendations on improving your portfolio
– The opportunity to discuss and review our proposals
– Once you are happy we will make the necessary changes to your portfolio and set up any new plans
ONGOING MANAGEMENT FEE : 1% PER ANNUM
There are many variables to consider when managing a portfolio, including your changing circumstances, time of life and market developments. As such, your portfolio will need constant monitoring and readjusting. Our annual fee covers this ongoing management of your investment and pension portfolios, and making the recommendations that will keep you on track towards your goals.
How do I pay this ongoing management fee?
We charge 1% of the total funds we manage on your behalf. If we manage £100,000, then you pay £1,000 and the fee is deducted from your investment pot.
Doing it this way means the progress of our practice is directly linked to our success in growing your wealth. We can also make paying fees tax-friendly if they (or even part of them) are taken from your pension. This is because the fees will be paid from an account that has enjoyed tax relief.
Most clients will usually have investments, pensions and other contracts and it is important that we all understand what you already hold. We will usually conduct a thorough review of these arrangements and we can then come to a view as to their continued suitability.
All investments carry risk and it is important that we understand your attitude to risk; hence we will usually undertake a risk profiling exercise with you.
If new arrangements are required we will research the options on your behalf and then make our recommendations in a formal report. You will have the opportunity to consider and discuss the report and once you are happy with our proposals any new arrangements can be implemented.
Whether your money is invested in a pension, ISAs, trust or regular portfolio there will need to be an active, ongoing investment management process to ensure that the underlying assets are appropriate to your investment objectives and coherent with your attitude to risk. We have a clear methodology to create and manage a suitable portfolio for you - see 'Investment Process' for details. Our ongoing investment in technology affords our clients the ability to monitor and manage their investments in an efficient and clear manner.
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